September 26, 2021

Investment Opportunities for Overseas Pakistanis in Pakistan


In this blog we will be discussing the best investment opportunities for those Pakistanis who are living in aboard and wish to buy property in their homeland whether it is for increasing the country’s economy or simply to have a reminder of their roots in the country where they were born. Moving on, towards the best Investment opportunities for the overseas Pakistanis. The Government of Pakistan has already established an organization under the title of ‘’Overseas Pakistanis Foundation (OPF)’’ which will provide assistance to the ones who live beyond the boundaries of this country.

Now, the elaboration of this organization lies in the paragraph as follows

  • Overseas Pakistani Foundation

         OPF was established under the Emigration Ordinance, 1979. It was registered on 8th July, 1979 as Not for Profit Company under the Companies Act, 1913 (now Companies Act, 2017, Section-42). This particular organization is currently being led by Prime Minister Imran Khan himself alongside with other skilled men. The main goal of this project is to ensure the welfare of the Pakistanis living overseas and their families, moreover its goals also include increase the number of foreign stakeholders. OPF has arranged and fixed a number of housing schemes in separate cities of the Pakistan. Thousands of plots created in these schemes were allotted to Overseas Pakistanis. These schemes are located at the ideal locations in the cities of Islamabad, Lahore, Gujrat, Peshawar, Dadu, Larkana and Mirpur (AJK). For more information regarding the housing procedure, you can pay a visit to their official website or for any more inquiries

Website info

Phone  +92 (51) 9203267 or +92 (51) 9048320

  • Bahira Town

           Residing in Pakistan or not you must have heard about this project as it has always been the center of attention among those who are interested in real estate in Pakistan. They have established a section called ‘’Overseas Enclave’’ especially designed for Pakistanis living aboard this project ensures western living style on eastern soil. Overseas Enclave is one mega-development, which occupies a huge section in Bahria Town Phase 8. The main avenue has a unique setting with river view on one side. Providing the ultimate metropolitan lifestyle abounding with world-class landmarks, entertainment and beautiful greenbelts. Vibrant community atmosphere and safe and natural ambiance. You can buy residential as well as commercial plots in Bahria Town Karachi, Lahore or Islamabad the choice is yours. Life in Bahira Town will totally be worth your money, hence its worth investing.

  • Roshan Ghar Apna Scheme

        Is another Housing scheme that is initiated especially for the Pakistanis living overseas. For buying a piece of land there you will first have to create a Roshan Digital Account (RDA) and the rest of the procedure is easy as well.

  • National Savings

      National Savings as it stands today is one of the ancient centers in the country with a legacy of more than 140 years that came into being with the declaration of Government Savings Bank Act in 1873. During the World Wars I and II, the British Government used this as a source to raise funds to meet war related spending. Given the success and net benefits of these initiatives, the idea of standardizing the savings culture was materialized by setting up a National Savings Bureau (NSB) in 1943-44 as an attached department of the undivided Government of India. Since acquiring independence in 1947, this organization remained operational in Pakistan in various forms. The Bureau was rebaptized as Central Directorate of National Savings (CDNS) in 1953 with its functions and responsibilities in line with the NSB. A non-resident Pakistani can make investment in National Savings Schemes from abroad by sending Cheque / Draft in any currency in they want to the Officer In charge of National Savings Centre along with the application form duly filled in and copies of Passport and National Identity Card. The Bank Draft got prepared in Pak rupee from abroad are cleared much earlier than those in foreign currency. It would be more appropriate if these are also payable at the same city to the National Savings Centre where the investment is intended to be made. The investment in all the National Savings Schemes is maintained and expressed in Pak rupee only. Amount received in foreign currency is converted into Pak rupee on making the exchange rate through normal banking channels for investment in National Savings Schemes. Moreover, the principal and profit results on a certificate issued against foreign exchange received through payment shall be payable abroad to the purchaser in foreign exchange if so desired by the investor. For the purpose the payable amount shall be converted into the desired currency at the exchange rate prevailing at the time of conversion / payment. The certificates will be dispatched through registered post on given address

Tips for Overseas Investors in Pakistan

Here in this particular blog, we will also discuss a few useful tips which would come in handy in order to understand the best investment choices for Pakistanis living abroad.

  1. Security of Investment is of utter most Importance

 The safety of investment is the first and most important point that should be kept in mind before investing in any real estate in Pakistan. If the project is undertaken by some government official bodies like Capital Development Authority (CDA), Lahore Development Authority (LDA), or some other non-governmental bodies like Defense Housing Authority (DHA) and Pakistan Armed Forces (PAF), then it is believed to be safe for investment. If the project is not directly managed by government bodies and is launched by private sector real estate developers, then we suggest that before buying you do background check and check its authenticity. If the government approvals are yet to be granted, the project may have missed some critical necessities and might not be able to get the necessary approvals in the future. If so happens, the investment made there might be ruined or may not be fetching desired results. So, while hunting for the best investment options for Pakistanis living abroad, one must look forward in investing in government-approved projects only.

  • A Through Background check of the Real-Estate Developer of the project

        If the developer at the back of a real estate project is trustworthy and holds a good reputation in the real estate market, you may move ahead with utter faith in them.  Real estate developers like Bahria Town Housing Pvt Ltd., Defense Housing Authority (DHA), Capital Development Authority (CDA), Lahore Development Authority (LDA) hold an excellent track record of successfully concluding large-scale real estate projects in Pakistan. Hence the real estate projects from these popular developers must be considered the best investment options for Pakistanis living abroad.

  • Act with Caution and Beware of Counterfeits among the Real Estate Marketers

        You must look out for fraudulent practices in real estate deals and should hire some expert of some reliable and dependable real estate agent before signing any real estate deal.

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